Enterprise & Corporate Solutions

Unlike traditional Banks and Acquirers, CashFlows Merchant Services allows businesses to both accept card payments and make bank payments.

Being Principal Members of Visa Europe and Mastercard, CashFlows can directly offer our larger customers everything they need to accept online payments at a competitive price and with many of our UK based team being involved in the early days of e-Commerce we also have the expertise to help your business succeed.

How we can support your business...

Benefits to you Competitive Interchange Plus Plus Merchant Services Charges (MSC)

Benefits to you A simple & fast online application process enabling many accounts to be approved in just 3 days.

Benefits to you Professional Actuarial Service providing businesses with on-going analysis of their potential exposure to fraud.

Benefits to you A PCI DSS Compliance Programme including both self-assessment and a full certification from a Qualified Security Assessor (QSA)

Benefits to you Comprehensive Account Management System, providing detailed reports and statements of all the account's transfers, costs and remittances.

Call our Buiness Development Team Want to know more about how CashFlows can help your business, please contact our Business Development Team at +44 (0)1223 550920 | bizdev@cashflows.com

Products and Services

With expert consultation with your business we can create a tailor-made processing solution suitable for your requirements, including some of the following products:

Payment Gateway Payment Gateway - Our Payment Gateway delivers everything your business needs to accept a range of card payments from your website or through your call centre using our Responsive Design Virtual Terminal. The Payment Gateway is PCI DSS compliant and offers 3D Secure, AVS/CVV checks, recurring payments, and deferred payments as standard. It also provides a range of integration methods allowing for different levels of control over the payment process and customisation of the customer experience.

Merchant Account Merchant Account - As Principal Members of Visa Europe and Mastercard, CashFlows can issue businesses in a range of industry sectors with a Merchant Account allowing card payments to be authorised and for the settled funds to be easily managed via our Account Management System. The CashFlows Merchant Account is available in 13 currencies and is fully integrated into both a Payment Gateway and a Business Account.

Business Account Business Account - The CashFlows Business Account is an alternative to your traditional business banking, designed to provide your business great control over its funds and to make low cost bank payments. The CashFlows Business Account enables your business to accept Faster Payments, CHAPs, SEPA and Swift Payments and make low cost one-off bank payments, bulk payments when you need to pay multiple beneficiaries or set up standing orders to pay the same recipient on a set schedule.

Prepaid Card Services Prepaid Card Services - As a Card Issuer we can provide BIN Sponsorship or fully managed Virtual Card programmes for use in all areas of industry. We specialise in creating Virtual Card programmes that deliver value to the card holder and increased revenue for our customer.

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Account Management & Reporting

The Account Management System provides detailed analysis of your business activity, including real time account balances and settlement batch reports containing the transfer details for each payment.

Unlike other Merchant Account providers our Account Management System also provides your business with real time transaction management from the Payment Gateway and greater control over your cleared funds in either your Remittance account or the CashFlows Business Account.

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Fraud & Risk Management

CashFlows provide a range of online fraud and risk management services, to help secure online payments and reduce your expose to fraud including: 3D Secure (SecureCode Mastercard, Verified by Visa), Address Verification Service (AVS) checks, CVV (CVN/CVC) checks and a shoppers country blacklisting process.

We also have an in-house Actuarial Service that uses a range of data services including TC40 and SAFE reports to flag certain transactions as 'High Risk of potential fraud'.

Our Actuarial Service provides on-going analysis of Transaction and Chargeback data to enable us to refine our decision making rules and monitor merchant’s potential exposure of fraud.

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Security & Compliance

We've made security & compliance our top priorities to ensure that customer records, and transaction data are kept secure at all times.

Transaction & Account Security

All transaction information passed between the merchant sites and our systems is encrypted using 128-bit SSL certificates. No cardholder information is ever passed unencrypted and any messages sent to your servers from us are secure and tamper-proof via SSL. Once on our systems, all sensitive data is secured using the same internationally recognised 256-bit encryption standards. The encryption keys are held on state-of-the-art, tamper proof systems, making them all but impossible to extract. The data we hold is extremely secure and we are regularly audited to ensure it remains so.

PCI DSS Compliance

To improve security and cut fraud, the card schemes have created a set of Payment Card Industry Data Security Standards (PCI DSS) informing merchants and the payment industry how to securely store, process or transmit card data.

CashFlows is PCI DSS Level 1 compliant, the highest level of card data security.

To help your business to become PCI DSS compliant we have also created a Compliance Programme including both self-assessment and a full certification from a Qualified Security Assessor (QSA). For further information about how we can help your business become PCI DSS compliant, please visit: Becoming PCI DSS Compliant

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Talk to us: +44 (0)1223 550920 | info@cashflows.com